Reform measures include capital increases, government debt settlement, asset sales, and recovery of overdue loans, the minister said, adding that current liquidity conditions make this a suitable time for privatization and asset transfers.

A new financing model exempts strategic projects from balance sheet restrictions, directing large-scale investments to the capital market. Projects “20” and “Royesh” aim to free bank resources and channel them toward Small and medium enterprises (SMEs) and households, Madanizadeh highlighted.

According to Mister of Economy, the National Credit Plan was introduced as a platform to expand household and business access to credit, with its pilot already launched and linked to supply chains.

“The Royesh Plan focuses on mobilizing public savings (including currency and gold) through the capital market, using new instruments such as deposit and Murabaha bonds (a sales contract where the buyer and seller agree on the markup (profit) or "cost-plus" price) to fund key projects in oil, steel, copper, and petrochemicals” said the minister Madanizadeh.